best.creditcards/mcp

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Au dernier audit MCP Hub, le serveur MCP « best.creditcards/mcp » est classé « Non encore testé ». Référencé dans l'annuaire. Seul le pentest comportemental fait foi, et il n'a pas encore été exécuté sur ce serveur. Le verdict est réévalué en continu ; consultez la fiche pour l'état à jour.

Méthode : MCP Hub analyse la description de chaque outil (couche 1) et, pour le verdict fort, exécute le serveur dans une micro-VM isolée avec leurres et réseau bloqué (couche 2). On publie des noms et des compteurs, jamais le contenu brut renvoyé par un outil.

Les 6 outils

• check_eligibility≈ 236 tokens

  Given a user's credit band (and optionally income), return cards they would typically qualify for, surfacing issuer application rules (e.g. Chase 5/24) and any income floor. Only cards that publish a credit requirement can be answered; cards with no published requirement are counted in `unknownCount`, never listed as qualifying. This is a likelihood signal from published guidance, not an approval guarantee.

  Paramètres, retour & exemple (3)

  Paramètres

  • cardIds · array · optionnel
    Restrict to these cards; default is all verified cards
  • incomeUsd · number · optionnel
  • creditBand · string · requis · excellent | good | fair | poor | none

  Exemple d'appel

  {"name": "check_eligibility", "arguments": {"creditBand": "excellent"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}]}

• compare_cards≈ 134 tokens

  Side-by-side detail for two or more cards by id: fees, foreign-transaction fee, signup bonus, earn rates, credits and eligibility. Apply links are tracked redirects.

  Paramètres, retour & exemple (1)

  Paramètres

  • ids · array · requis
    Card slugs to compare

  Exemple d'appel

  {"name": "compare_cards", "arguments": {"ids": []}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}]}

• estimate_rewards≈ 364 tokens

  Given an annual spending profile (USD per category, e.g. { dining: 6000, groceries: 8000, travel: 4000, other: 20000 }), estimate each card's net rewards value and rank them. Net value = rewards earned on spend + first-year signup bonus − annual fee. Statement credits are reported separately (max value if fully used), NOT folded into the headline, to avoid overstating premium 'coupon-book' cards. Returns a per-category breakdown and the assumptions used. All card facts come from the verified dataset; only point valuation is modeled.

  Paramètres, retour & exemple (5)

  Paramètres

  • limit · integer · optionnel
  • spend · object · requis
    Annual USD spend keyed by category label
  • cardIds · array · optionnel
    Restrict to these cards; default is all
  • creditBand · string · optionnel · excellent | good | fair | poor | none
    Restrict to cards this band typically qualifies for
  • includeSignupBonus · boolean · optionnel
    Include the signup bonus in year-1 value (default true)

  Exemple d'appel

  {"name": "estimate_rewards", "arguments": {"spend": {}}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}]}

• get_apply_link≈ 116 tokens

  Return the apply link for a card. This is always a creditcards.best tracked redirect that records the referral and forwards to the issuer; the raw issuer URL is never returned.

  Paramètres, retour & exemple (1)

  Paramètres

  • id · string · requis

  Exemple d'appel

  {"name": "get_apply_link", "arguments": {"id": "texte"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}]}

• get_card≈ 128 tokens

  Full detail for a single card by id (slug), including earn rates, credits, eligibility, sources and lastVerified. The apply link is our tracked redirect, not the issuer URL.

  Paramètres, retour & exemple (1)

  Paramètres

  • id · string · requis
    Card slug, e.g. 'chase-sapphire-preferred'

  Exemple d'appel

  {"name": "get_card", "arguments": {"id": "texte"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}]}

• search_cards≈ 625 tokens

  Filter the US credit-card dataset by product type, rewards currency (program name or kind), issuer, annual fee, foreign-transaction fee, signup-bonus value, credit band, or curated category. Searches ONLY issuer-verified cards by default, because unverified stubs carry null for most filterable fields and a null is not a zero. Set verified:false for the stubs, or verified:null to search everything knowingly. Returns at most 25 summaries unless you raise `limit`; `total` is the full match count and `truncated` says whether you are seeing all of it. Rankings reflect fit, not placement.

  Paramètres, retour & exemple (13)

  Paramètres

  • sort · string · optionnel · name | annualFee | signupValue | baseRate
  • limit · integer · optionnel
    Max cards to return (default 25). Check `truncated` before treating the list as complete.
  • issuer · string · optionnel
    Issuer name, partial match (e.g. 'Chase')
  • category · string · optionnel
    Curated slug, e.g. 'best-cash-back-credit-cards'
  • verified · ? · optionnel
    Defaults to true (issuer-verified only). false = only the unverified stubs seeded from the open reference. null = the whole corpus, nulls and all.
  • creditBand · string · optionnel · excellent | good | fair | poor | none
    Only cards a user with this credit band typically qualifies for
  • isBusiness · boolean · optionnel
  • productType · array · optionnel
  • maxAnnualFee · number · optionnel
  • rewardsCurrency · string · optionnel
    Program name, partial match, by its own name: 'AAdvantage' not 'American', 'SkyMiles' not 'Delta', 'Bonvoy', 'Avios'.
  • minSignupValueUsd · number · optionnel
    Minimum estimated signup-bonus cash value
  • rewardsCurrencyType · array · optionnel
    Kind of loyalty currency earned. Use this for airline or hotel cards; it is not a productType.
  • noForeignTransactionFee · boolean · optionnel

  Exemple d'appel

  {"name": "search_cards", "arguments": {"sort": "name", "limit": 1, "issuer": "texte", "category": "texte", "verified": "texte", "creditBand": "excellent"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}]}

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Source

https://mcp.creditcards.best