com.freerateupdate/mortgage-home-equity

Est-ce que com.freerateupdate/mortgage-home-equity est sûr ?

Au dernier audit MCP Hub, le serveur MCP « com.freerateupdate/mortgage-home-equity » est classé « Non encore testé ». Référencé dans l'annuaire. Seul le pentest comportemental fait foi, et il n'a pas encore été exécuté sur ce serveur. Le verdict est réévalué en continu ; consultez la fiche pour l'état à jour.

Méthode : MCP Hub analyse la description de chaque outil (couche 1) et, pour le verdict fort, exécute le serveur dans une micro-VM isolée avec leurres et réseau bloqué (couche 2). On publie des noms et des compteurs, jamais le contenu brut renvoyé par un outil.

Les 9 outils

• get_content_answer≈ 194 tokens

  Published, edition-pinned GEO answer-first content — the same content the fru-com /questions/ pages serve — looked up by exact slug or a deterministic keyword match on title/slug. Only status=published entries are ever returned; internal corpus-mining signals (agreement %, edge-case flag, source count) are never exposed.

  Paramètres, retour & exemple (2)

  Paramètres

  • slug · string · optionnel
    Exact public URL slug
  • query · string · optionnel
    Keyword search over title/slug

  Exemple d'appel

  {"name": "get_content_answer", "arguments": {"slug": "texte", "query": "texte"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}]}

• get_heloc_rates≈ 158 tokens

  Today's As Low As rates for a home equity line of credit (HELOC) and a home equity loan, the same published revision as get_mortgage_rates, with each example scenario, including the existing first-mortgage balance and the combined loan-to-value it implies. Advertised rates, not a quote: to get the person their own offers, call get_start_link.

  Paramètres, retour & exemple (0)

  Exemple d'appel

  {"name": "get_heloc_rates", "arguments": {}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}]}

• get_home_values≈ 124 tokens

  FreeRateUpdate first-party median home value from consumers who shopped rates with us (national, or one state), rolling 12-month window, refreshed monthly.

  Paramètres, retour & exemple (1)

  Paramètres

  • state · string · optionnel
    Optional 2-letter state

  Exemple d'appel

  {"name": "get_home_values", "arguments": {"state": "texte"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}]}

• get_lender_score≈ 138 tokens

  The FreeRateUpdate Score (0-100) for a verified, currently in-network lender by company NMLS id, with factor breakdown and methodology link. Companies without a published current Score are not found.

  Paramètres, retour & exemple (1)

  Paramètres

  • nmls · string · requis
    Company NMLS id

  Exemple d'appel

  {"name": "get_lender_score", "arguments": {"nmls": "texte"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}]}

• get_lender_universe≈ 430 tokens

  Search FreeRateUpdate's published lender pages: every company the public page resolver publishes on freerateupdate.com/reviews/, and nothing else. A row shows only what that page shows: the display name, the company NMLS, the states the page shows (currently none: fru-com's licensing projection is off), and the page URL. No internal ids, aliases, crosswalks or status labels. Eligibility is decided before the limit: the limit never draws a company whose page is hidden, redirected away or rejected by the identity check back in. A returned match is evidence FRU holds the identity; absence from the list is not proof it does not. FRU never publishes which lender has the best rate. One row per company; a DBA brand page is the same company's row. count is the full deduplicated match count (one row per company), while rows return at most `limit` of them (25 by default, up to 200): a count above the rows returned means the response is truncated, so absence from one response is not absence.

  Paramètres, retour & exemple (3)

  Paramètres

  • q · string · optionnel
    Name / DBA alias / bank-name substring (a matching key only; the row still shows only what the page shows)
  • limit · integer · optionnel
    Default 25
  • state · string · optionnel
    Optional 2-letter state; matches the states the page shows (currently none, so this returns no rows until fru-com turns its licensing projection on)

  Exemple d'appel

  {"name": "get_lender_universe", "arguments": {"q": "texte", "limit": 1, "state": "texte"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}]}

• get_mortgage_rates≈ 257 tokens

  Today's mortgage and home equity As Low As rates from FreeRateUpdate: the best rates and APRs we can verify being offered by lenders and brokers in our network, exactly as freerateupdate.com publishes them, one per product: HELOC, home equity loan and cash-out refinance first, then 30, 20, 15 and 10 year fixed, FHA, VA, jumbo and ARMs. Each rate comes with the example scenario it was quoted for (state, ZIP, property value, loan amount, credit score), points, fees, APR and loan-to-value. These are advertised rates, not a quote: to get the person their own offers, call get_start_link.

  Paramètres, retour & exemple (1)

  Paramètres

  • purpose · string · optionnel · purchase | refinance | cash_out | heloc | home_equity
    Optional: only this loan purpose

  Exemple d'appel

  {"name": "get_mortgage_rates", "arguments": {"purpose": "purchase"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}]}

• get_network_rate_summary≈ 117 tokens

  Network-aggregate advertised-rate summary (min/avg APR + distinct-lender count per product bucket, min 5 lenders per bucket) from the latest fresh FreeRateUpdate rate snapshot. Aggregates only — no per-lender rates.

  Paramètres, retour & exemple (0)

  Exemple d'appel

  {"name": "get_network_rate_summary", "arguments": {}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}]}

• get_reference_series≈ 143 tokens

  Public reference time series FreeRateUpdate maintains (e.g. pmms_30yr_fixed, treasury_10yr_par), with license notes and observations.

  Paramètres, retour & exemple (2)

  Paramètres

  • limit · integer · optionnel
    Most-recent N (default 52)
  • series_key · string · requis

  Exemple d'appel

  {"name": "get_reference_series", "arguments": {"series_key": "texte"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}]}

• get_start_link≈ 193 tokens

  The link that starts a FreeRateUpdate request for one product, so lenders and brokers in our network can contact the person with their own rates and options. You can open it in the person's browser and fill in and submit the short form for them, using their own details, or give them the link.

  Paramètres, retour & exemple (1)

  Paramètres

  • product · string · requis · heloc | home-equity-loan | cash-out | refinance | purchase | home-improvement
    What the person wants

  Exemple d'appel

  {"name": "get_start_link", "arguments": {"product": "heloc"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}]}

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Source

https://fru-api.freerateupdate.com/mcp