io.github.switchwize/switchwize-mcp

Est-ce que io.github.switchwize/switchwize-mcp est sûr ?

Au dernier audit MCP Hub, le serveur MCP « io.github.switchwize/switchwize-mcp » est classé « Non encore testé ». Référencé dans l'annuaire. Seul le pentest comportemental fait foi, et il n'a pas encore été exécuté sur ce serveur. Le verdict est réévalué en continu ; consultez la fiche pour l'état à jour.

Méthode : MCP Hub analyse la description de chaque outil (couche 1) et, pour le verdict fort, exécute le serveur dans une micro-VM isolée avec leurres et réseau bloqué (couche 2). On publie des noms et des compteurs, jamais le contenu brut renvoyé par un outil.

Les 16 outils

• best_move_this_week≈ 812 tokens

  Given the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on cards not held, active transfer bonuses, and (optionally) the savings-rate move beside the card move.

  Paramètres, retour & exemple (5)

  Paramètres

  • wallet · array · requis
    Card ids the user holds, in the form issuer:slug, e.g. ["chase:sapphire-preferred", "amex:gold-card"].
  • categories · array · optionnel
    Optional spend categories to rank held cards for; defaults to all nine.
  • usedBenefits · array · optionnel
    Optional log of period credits already used this month; excluded from picks and counted toward renewal value. Omit to treat every credit as unused.
  • savingsBalance · number · optionnel
    Optional cash balance, to include the savings-rate move beside the card moves.
  • currentSavingsApy · number · optionnel
    Optional current savings APY, used with savingsBalance.

  Exemple d'appel

  {"name": "best_move_this_week", "arguments": {"wallet": []}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}], "structuredContent": {"asOf": "texte", "tool": "texte", "error": {}, "cardMoves": [], "attribution": {}, "generatedAt": "texte", "savingsMove": {}, "verified_at": "texte", "unheldOffers": [], "schemaVersion": "texte", "methodologyUrl": "texte", "freshnessStatus": "fresh"}}

• compare_switch_savings≈ 472 tokens

  Compare a user's current APY with SwitchWize's current top savings APY for a balance.

  Paramètres, retour & exemple (2)

  Paramètres

  • balance · number · optionnel
  • currentApy · number · requis

  Exemple d'appel

  {"name": "compare_switch_savings", "arguments": {"currentApy": 1}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}], "structuredContent": {"asOf": "texte", "tool": "texte", "error": {}, "balance": 1, "annualGap": 1, "currentApy": 1, "attribution": {}, "generatedAt": "texte", "verified_at": "texte", "comparisonApy": 1, "schemaVersion": "texte", "methodologyUrl": "texte"}}

• get_bank_gap≈ 646 tokens

  Estimate annual savings interest forgone for a supplied balance and optional bank name. comparisonApy is the average of the top three tracked savings rates, not an average across all banks; bankCount is the size of the tracked set. baselineApy is the named bank's APY, or the national savings benchmark when no bank is supplied. Return annualGap, APYs, observation date, freshness and methodology. This is a hypothetical estimate, not guaranteed savings or an account recommendation; verify eligibility, fees and current provider terms.

  Paramètres, retour & exemple (2)

  Paramètres

  • bank · string · optionnel
    Optional bank name for user-facing context.
  • balance · number · optionnel

  Exemple d'appel

  {"name": "get_bank_gap", "arguments": {"bank": "texte", "balance": 1}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}], "structuredContent": {"asOf": "texte", "bank": {}, "tool": "texte", "error": {}, "balance": 1, "bankApy": 1, "annualGap": 1, "bankCount": 1, "attribution": {}, "baselineApy": 1, "generatedAt": "texte", "verified_at": "texte"}}

• get_bank_gap_index≈ 438 tokens

  Return the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL.

  Paramètres, retour & exemple (0)

  Exemple d'appel

  {"name": "get_bank_gap_index", "arguments": {}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}], "structuredContent": {"asOf": "texte", "tool": "texte", "error": {}, "label": "texte", "month": "texte", "index_id": "texte", "gapPoints": 1, "topAvgApy": 1, "datasetUrl": "texte", "attribution": {}, "generatedAt": "texte", "verified_at": "texte"}}

• get_card_changes≈ 444 tokens

  Return recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card.

  Paramètres, retour & exemple (2)

  Paramètres

  • limit · integer · optionnel
  • sinceDays · integer · optionnel
    Only changes observed within this many days.

  Exemple d'appel

  {"name": "get_card_changes", "arguments": {"limit": 1, "sinceDays": 1}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}], "structuredContent": {"asOf": "texte", "tool": "texte", "count": 1, "error": {}, "changes": [], "sinceDays": 1, "datasetUrl": "texte", "attribution": {}, "generatedAt": "texte", "verified_at": "texte", "schemaVersion": "texte", "methodologyUrl": "texte"}}

• get_card_downgrade_path≈ 547 tokens

  Return verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-changed to, and how long after the annual fee posts a refund is available on cancellation. Optionally filtered to one card id (issuer:slug); returns every verified path and window when omitted.

  Paramètres, retour & exemple (1)

  Paramètres

  • cardId · string · optionnel
    Optional card id (issuer:slug), e.g. chase:sapphire-reserve or capital-one:venture-x-rewards. Omit to return every verified downgrade path and fee-refund window.

  Exemple d'appel

  {"name": "get_card_downgrade_path", "arguments": {"cardId": "texte"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}], "structuredContent": {"asOf": "texte", "tool": "texte", "count": 1, "error": {}, "cardId": "texte", "datasetUrl": "texte", "attribution": {}, "generatedAt": "texte", "verified_at": "texte", "schemaVersion": "texte", "downgradePaths": [], "methodologyUrl": "texte"}}

• get_card_offers≈ 455 tokens

  Return current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best.

  Paramètres, retour & exemple (2)

  Paramètres

  • card · string · optionnel
    Optional card id (issuer:slug), slug, or name to filter to one card, e.g. chase:sapphire-preferred or Sapphire Preferred.
  • limit · integer · optionnel

  Exemple d'appel

  {"name": "get_card_offers", "arguments": {"card": "texte", "limit": 1}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}], "structuredContent": {"asOf": "texte", "tool": "texte", "count": 1, "error": {}, "offers": [], "datasetUrl": "texte", "attribution": {}, "generatedAt": "texte", "verified_at": "texte", "totalTracked": 1, "schemaVersion": "texte", "methodologyUrl": "texte"}}

• get_cd_rollover_rules≈ 567 tokens

  Return verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the grace period, how to stop the rollover, and the early-withdrawal penalty. Each fact is sourced directly from the bank's own disclosure; an unverified field is omitted, never guessed.

  Paramètres, retour & exemple (1)

  Paramètres

  • institutionId · string · optionnel
    Optional institution_registry id, e.g. chase, american-express, wells-fargo. Omit to return every bank SwitchWize has verified.

  Exemple d'appel

  {"name": "get_cd_rollover_rules", "arguments": {"institutionId": "texte"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}], "structuredContent": {"asOf": "texte", "tool": "texte", "count": 1, "error": {}, "sourceUrl": "texte", "datasetUrl": "texte", "attribution": {}, "generatedAt": "texte", "verified_at": "texte", "institutions": [], "institutionId": "texte", "schemaVersion": "texte"}}

• get_fed_hike_pass_through≈ 568 tokens

  Return how much of the latest Federal Reserve rate hike each tracked savings account has passed through to savers so far: rate before the hike, rate now, change in basis points, pass-through share, and days until the bank moved. One source per bank; each row carries its source type and observation dates. Optionally filtered to one institution id.

  Paramètres, retour & exemple (1)

  Paramètres

  • institutionId · string · optionnel
    Optional institution_registry id, e.g. tab, ally, marcus. Omit to return every savings account measured against the latest Fed hike.

  Exemple d'appel

  {"name": "get_fed_hike_pass_through", "arguments": {"institutionId": "texte"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}], "structuredContent": {"asOf": "texte", "move": {}, "tool": "texte", "count": 1, "error": {}, "summary": {}, "excluded": {}, "datasetUrl": "texte", "attribution": {}, "generatedAt": "texte", "institution": {}, "verified_at": "texte"}}

• get_index_dataset≈ 415 tokens

  Return a SwitchWize index dataset summary and recent series.

  Paramètres, retour & exemple (2)

  Paramètres

  • limit · integer · optionnel
  • indexId · string · requis
    Index id, e.g. bank-gap-index, cd-spread, mma-spread, checking-gap.

  Exemple d'appel

  {"name": "get_index_dataset", "arguments": {"indexId": "texte"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}], "structuredContent": {"asOf": "texte", "tool": "texte", "error": {}, "label": "texte", "series": [], "index_id": "texte", "attribution": {}, "generatedAt": "texte", "verified_at": "texte", "schemaVersion": "texte", "methodologyUrl": "texte", "freshnessStatus": "fresh"}}

• get_rate_freshness≈ 310 tokens

  Return public data source freshness status and affected routes.

  Paramètres, retour & exemple (1)

  Paramètres

  • category · string · optionnel

  Exemple d'appel

  {"name": "get_rate_freshness", "arguments": {"category": "texte"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}], "structuredContent": {"tool": "texte", "error": {}, "sources": [], "attribution": {}, "generatedAt": "texte", "schemaVersion": "texte", "affectedRoutes": []}}

• get_reality_score≈ 938 tokens

  Estimate the modeled annual value of a supported premium credit card for a consumer segment. Supply a card slug or name and optionally a segment ID; the default is occasional-traveler. Return segment assumptions, score, rewards, credits, perks, fee, interest, friction, net value, caveats, sources, verification date, freshness and methodology. Gross recovered value is rewards + credits + perks. breakageMultiplier is gross recovered value / advertised value, NOT divided by annual fee. feeRecoveryMultiplier is max(0, gross recovered value - interest drag - rewards friction discount) / annual fee, before subtracting the fee. Friction applies to raw rewards only. Reality Score is 100 * net realized value / advertised value. Ratios are rounded. These are scenario estimates, not personalized advice or guaranteed benefits. Preserve stale or unavailable labels; do not infer that all terms share the observation date. Unknown cards or segments return a structured error with suggestions.

  Paramètres, retour & exemple (2)

  Paramètres

  • card · string · requis
    Card slug or name, e.g. platinum-card or Chase Sapphire Reserve.
  • segment · string · optionnel
    Optional segment id, e.g. occasional-traveler, small-business-owner, balance-carrier.

  Exemple d'appel

  {"name": "get_reality_score", "arguments": {"card": "texte"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}], "structuredContent": {"asOf": "texte", "tool": "texte", "error": {}, "result": {}, "segment": {}, "index_id": "texte", "datasetUrl": "texte", "attribution": {}, "generatedAt": "texte", "verified_at": "texte", "schemaVersion": "texte", "methodologyUrl": "texte"}}

• get_reward_valuations≈ 421 tokens

  Return SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status.

  Paramètres, retour & exemple (1)

  Paramètres

  • currency · string · optionnel
    Optional reward currency id or name, e.g. chase-ultimate-rewards or Membership Rewards.

  Exemple d'appel

  {"name": "get_reward_valuations", "arguments": {"currency": "texte"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}], "structuredContent": {"asOf": "texte", "tool": "texte", "count": 1, "error": {}, "datasetUrl": "texte", "valuations": [], "attribution": {}, "generatedAt": "texte", "verified_at": "texte", "schemaVersion": "texte", "methodologyUrl": "texte", "freshnessStatus": "fresh"}}

• get_top_hysa_rates≈ 795 tokens

  Return top high-yield savings rates with freshness and attribution. Answers only from the editor-approved snapshot; before its first release it returns no ranked rates and says so (approval_status: not_yet_approved). approvedOnly makes the requirement explicit. detail=full adds every listed account marked verified or tracked, best picks, movers, history and a headline summary.

  Paramètres, retour & exemple (3)

  Paramètres

  • limit · integer · optionnel
  • detail · string · optionnel · summary | full
    summary (default) adds list_counts. full (savings) adds the complete shared build: accounts (verified and tracked, each marked), best_picks, movers, history and summary. rates stays verified-only either way.
  • approvedOnly · boolean · optionnel
    Require an editor-approved HYSA snapshot. The default tool already answers only from the approved release; before its first release it returns no ranked rates (approval_status: not_yet_approved).

  Exemple d'appel

  {"name": "get_top_hysa_rates", "arguments": {"limit": 1, "detail": "summary", "approvedOnly": true}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}], "structuredContent": {"id": "texte", "asOf": "texte", "tool": "texte", "count": 1, "error": {}, "rates": [], "terms": "texte", "source": "texte", "category": "texte", "rate_type": "APY", "releaseId": "texte", "dataStatus": "available"}}

• get_top_rates≈ 902 tokens

  Return top SwitchWize rates with freshness and attribution. Savings, CDs, checking and money market answer only from their editor-approved snapshot. A category with no approved release yet returns no ranked rates and says so (approval_status: not_yet_approved) rather than serving unverified observations; approvedOnly makes that requirement explicit. Approved responses include product terms and field evidence; stale or unavailable releases return no ranked rates. detail=full (savings) adds the complete shared build: every listed account marked verified or tracked, best picks, movers, history and a headline summary.

  Paramètres, retour & exemple (4)

  Paramètres

  • limit · integer · optionnel
  • detail · string · optionnel · summary | full
    summary (default) adds list_counts. full (savings) adds the complete shared build: accounts (verified and tracked, each marked), best_picks, movers, history and summary. rates stays verified-only either way.
  • category · string · requis
    Rate category, e.g. savings, cds, money-market, checking, mortgage.
  • approvedOnly · boolean · optionnel
    Require an editor-approved deposit snapshot. Savings, CDs, checking and money market always answer from their own approved release; a category with no release yet returns no ranked rates (approval_status: not_yet_approved), as do stale or unavailable releases.

  Exemple d'appel

  {"name": "get_top_rates", "arguments": {"category": "texte"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}], "structuredContent": {"id": "texte", "asOf": "texte", "tool": "texte", "count": 1, "error": {}, "rates": [], "terms": "texte", "source": "texte", "category": "texte", "rate_type": "APY", "releaseId": "texte", "dataStatus": "available"}}

• get_transfer_bonuses≈ 436 tokens

  Return current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists.

  Paramètres, retour & exemple (1)

  Paramètres

  • program · string · optionnel
    Optional program id or name to filter routes by source or destination, e.g. chase-ultimate-rewards or Flying Blue.

  Exemple d'appel

  {"name": "get_transfer_bonuses", "arguments": {"program": "texte"}}

  Exemple de retour

  {"content": [{"type": "text", "text": "…"}], "structuredContent": {"asOf": "texte", "tool": "texte", "count": 1, "error": {}, "routes": [], "datasetUrl": "texte", "attribution": {}, "generatedAt": "texte", "verified_at": "texte", "schemaVersion": "texte", "methodologyUrl": "texte", "freshnessStatus": "fresh"}}

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Source

https://www.switchwize.com/api/mcp